At Liquidity Access Corp, we understand that the lifeblood of any successful business is access to working capital. This is why we offer working capital solutions like merchant cash advances (MCA) as an innovative financing solution for businesses eager to expand and thrive.
Unveiling the Merchant Cash Advance
A merchant cash advance (MCA) is a powerful financial instrument that provides businesses with rapid access to capital by leveraging their future credit card or other receivables. This avant-garde funding solution offers an immediate lump sum in exchange for a slice of a business’s anticipated revenue, providing a flexible repayment plan that adjusts according to your business’s sales patterns.
Key Benefits of Opting for an MCA
- Tailored Repayments: Your repayments adjust to your business flow, ensuring you're never caught off guard
- Effortless Approvals: Ensure your business transacts via credit card or has pending receivables, and you're a step closer to your MCA.
- Broad Funding Range: We facilitate MCAs from $10,000- $500,000.
- Recognizing the Perfect Fit: Is MCA Right for Your Business?
Adaptive Payments
The distinctive characteristic of an MCA is the dynamic nature of its repayments. These are meticulously computed based on your business’s credit card sales or other revenue channels, ensuring you pay back in alignment with your sales volume.
Predictable Timeline
MCAs don’t trap you in long, inflexible terms. Instead, repayments are structured around your business’s projected revenue, with completion dates usually spanning from 3 to 18 months, depending on business performance.
Transparent Costs
Receivables are procured at a negotiated discount, and while there might be associated fees, these are explicitly detailed, ensuring no hidden surprises.
Businesses that primarily transact through credit cards or require rapid capital infusions stand to benefit most from MCAs. By offering immediate access to working capital, an MCA serves as a beacon for seasonal businesses or those experiencing high volumes of credit card transactions.
Swift and Seamless Application Procedure
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Commence Online
Visit our state-of-the-art portal and begin the application process. It's accessible across all devices - be it mobile, tablet, or desktop. Keep all pertinent documents at the ready to expedite the process.
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Expert Review
Our seasoned team dives deep into your application, ensuring every facet aligns with our criteria.
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Quick Transfer
Once approved, we promptly transfer the funds to the business account you've provided. Stay vigilant, your capital is on its way!
Merchant Cash Advance Clarified
A merchant cash advance offers businesses a unique blend of immediate capital access against their expected credit card or other receivables, all offered at a negotiated discount. To dive into the process, businesses need to showcase their credit/debit card transactions or existing invoices. From there, we evaluate several facets, from business performance metrics to credit card processing histories, ensuring a holistic understanding before approval.
A common misconception is that only business or personal credit scores dictate MCA approvals. However, we adopt a comprehensive approach, evaluating not just credit histories, but overall business health, revenue consistency, and outstanding receivables.
MCAs offer unparalleled flexibility in repayments, eclipsing the rigid structures of conventional business loans. They present a formidable solution for businesses yearning for rapid, flexible capital access.
Noteworthy mention
Merchant cash advances are often synonymously referred to as business cash advances. At their core, both embody the principle of purchasing a fraction of a business’s future revenue in exchange for immediate capital.
Collaborate to Accomplish Your Financial Goals with Liquidity Access LLC
- Over 10,000 small businesses have reaped the benefits of our funding solutions.
- Our cutting-edge technology ensures seamless application process on all devices.
- Our team comprises genuine business advisors dedicated to simplifying and demystifying the funding landscape.
